Do I need a Portuguese bank account before applying for the D8?
Updated · AIMA, NIF & bank guide · Not legal advice
No, a Portuguese bank account is not on the MNE's document lists for the remote-work visa; your income can be shown with US bank statements. Some posts or AIMA officers ask about a Portuguese account or funds in Portugal, so check your post's checklist; to open one you'll need a NIF and your passport.
| Stage | Portuguese account? |
|---|---|
| MNE document list | Not listed |
| Your post's checklist | Check; some ask for funds in Portugal |
| Renting | Landlords often prefer a Portuguese IBAN |
| Daily life | Useful for bills and MB Way |
Opening one from abroad
- Get your NIF first.
- Many banks open non-resident accounts remotely or at a branch; requirements vary.
- Banco de Portugal's Bank Customer Portal lists authorised banks: check any online bank there.
Quick answers
- Do I need a Portuguese bank account before applying for the D8?
- Not by the MNE's list. Check your post; it's useful for renting anyway.
- Can I show US bank statements?
- Yes, for income. Make sure they match payslips or invoices.
- Is Wise or Revolut enough?
- For daily use, often. For a post asking for a Portuguese account, ask if it's acceptable.
What to do next
Haven't filed yet? The free D8 check builds a checklist that already includes NIF, accommodation and the AIMA step. Our $599 review checks the whole file before you submit.
Start the free D8 checkSources
- MNE (Vistos): documents for residence visas, incl. remote work
- Banco de Portugal: Bank Customer Portal
Checked: . Rules change; confirm current values on the official pages above before you file.